Terms of Use
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Prime Merchant Group
Effective Date: October 6, 2025
Prime Merchant Group, LLC (“PMG,” “we,” “us,” or “our”) operates websites, portals, and online resources (collectively, the “Site”). By accessing or using the Site, you agree to these Terms of Use (the “Terms”). If you do not agree, do not use the Site.
1) Who may use the Site
You must be at least 18 years old and able to form a binding contract. If you access the Payment Gateway Services powered by NMI, additional terms apply (see §4 below).
2) Changes to these Terms
We may update these Terms from time to time. The “Effective Date” above shows when they were last revised. Your continued use of the Site after changes means you accept the updated Terms.
3) Privacy & Cookies
Your use of the Site is subject to our Privacy Policy and Cookie Policy, which explain how we collect, use, and share information and how you can manage cookie preferences.
4) Product/Service Terms (Merchants)
Site content is informational and does not by itself create a services relationship. If you apply for or use PMG’s payment gateway or related services, those services are governed by the Merchant Gateway Agreement (and any applicable Extension Terms referenced there). If these Terms conflict with a signed services agreement, that services agreement controls for the covered services.
5) Accounts & security
If the Site allows or requires an account, you must provide accurate information, keep your credentials confidential, and promptly notify us of any unauthorized access. You are responsible for activity under your account. Do not email card data or other sensitive information to us.
6) Acceptable use
You agree to use the Site lawfully and responsibly and not to: (a) violate any law, regulation, or rights of others; (b) interfere with the Site’s operation; (c) attempt to gain unauthorized access to systems or data; (d) use the Site to transmit malware, phishing, or spam; (e) misrepresent your identity or affiliation; or (f) scrape, harvest, or mine data except as permitted by applicable robots.txt.
For payments usage and business categories, see our
Acceptable Use / Prohibited Businesses.
7) Ownership & license
The Site and its content (text, graphics, logos, software, and other materials) are owned by PMG or our licensors and are protected by intellectual-property laws. Subject to these Terms, PMG grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for lawful business purposes. You may not copy, modify, distribute, create derivative works from, or exploit the Site or content except as expressly permitted.
“NMI,” “Powered by NMI,” and other marks are the property of their owners and used for identification only.
8) Feedback
If you send us ideas or suggestions, you grant PMG a non-exclusive, worldwide, royalty-free, perpetual license to use and exploit them without restriction or attribution.
9) Third-party services & links
The Site may reference or link to third-party websites, tools, or services (including your Acquirer/processor, analytics, or integrations). PMG does not control and is not responsible for third-party content or practices. Your use of third-party services is governed by their terms and policies.
10) Disclaimers
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, PMG AND OUR PROVIDERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.
11) Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PMG AND OUR AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE WILL NOT EXCEED US $100.
12) Indemnification
You will defend, indemnify, and hold harmless PMG and our affiliates, officers, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to your misuse of the Site or violation of these Terms or applicable law.
13) Termination
We may suspend or terminate your access to the Site at any time, with or without notice, for any reason. Upon termination, your license to use the Site ends immediately.
14) Governing law; venue; waiver of jury trial
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules. You consent to the exclusive jurisdiction and venue of the state and federal courts located in Delaware for any dispute arising out of or relating to the Site or these Terms. EACH PARTY WAIVES THE RIGHT TO A JURY TRIAL in any such dispute.
15) DMCA notice (if applicable)
If you believe content on the Site infringes your copyright, send a notice to sales@primemerchantgroup.com with: (a) your contact info; (b) a description of the work claimed to be infringed; (c) the URL/location of the material; (d) a statement of good-faith belief; (e) a statement under penalty of perjury that the information is accurate and you are authorized to act; and (f) your signature. We may remove content at our discretion.
16) Miscellaneous
These Terms constitute the entire agreement between you and PMG regarding the Site and supersede prior or contemporaneous understandings about the Site. If any provision is unenforceable, the remainder remains in effect. You may not assign these Terms without our consent; we may assign them to an affiliate or in connection with a corporate transaction. Failure to enforce a provision is not a waiver.
17) Contact
Questions about these Terms: sales@primemerchantgroup.com