Go live in as little as 24 hours
"Lower transaction fees on day one" - PMG
U.S. based support
125+ carts and 200+ processors supported — so you can keep your stack
Built for the way you get paid
B2B / Professional
- Get paid faster with branded invoices and one-click payment links (cards + ACH).
- Fewer failed payments with secure card-on-file and automatic card updater.
- Lower costs on many corporate/Gov cards by passing Level II/III data where eligible.
Property Management / HOA
- Autopay for rent & dues with recurring billing (cards and ACH/eCheck).
- Easy to pay via hosted checkout links or a simple portal—no custom code needed.
- Cut fees on large payments by routing more to ACH when it makes sense.
Healthcare / Med-Spas
- Reduce no-shows with deposit links sent before appointments.
- Memberships & wellness plans on autopay with card-on-file + updater to prevent declines.
- Smooth front desk ops with quick refunds and instant receipts.
Home & Field Services
- Collect deposits before dispatch; take final balance right after the job.
- Build recurring revenue with maintenance plans on autopay.
- Keep the back office clean with simple processing, refunds, and reporting.
Level II/III and surcharging features depend on card type, MCC, and local rules. We’ll configure what’s allowed for your business.
Tools that boost your bottom line
Savings Optimizer
see where you’re overpaying and keep more of every sale.
3-D Secure
reduce fraud without killing conversion
Network tokens & Account Updater
fewer declines on stored cards; better renewals
Level II/III optimization
lower interchange on eligible B2B/Gov
Surcharging toolkit
(credit-only, where permitted) — offset costs
ACH / invoicing
lower-cost rails for big invoices
Smart retries & soft declines
recover more revenue automatically
Funding options
Standard T+2; T+1/instant (eligibility)
Statement descriptors
fewer disputes, faster responses, overrides are processor-dependent
From review to first charge—fast
Step 1.
Upload 2–3 statements (secure link)
Step 2.
Get your Savings Plan (current ER vs PMG rate)
Step 3.
Start Tap-to-Pay today (no hardware needed)
Step 4.
Cut over with parallel run & token migration (zero downtime)
PRICING
Starter
start fast
$15/mo
IC+ + 60–85 bps
$0.10/txn
$0.03/auth
Smaller volumes. Upgrade anytime
Month-to-month on PMG gateway. Exact quote shown after underwriting.
(Exact quote depends on volume, CP/CNP mix, ticket, MCC risk, & chargeback history.)
Growth
most popular
$29/mo
IC+ + 35–60 bps
$0.08/txn
$0.03/auth
Includes 3DS + Account Updater
Includes 3DS + Updater. No gateway fee on PMG native rails.
(Exact quote depends on volume, CP/CNP mix, ticket, MCC risk, & chargeback history.)
B2B
Level II/III
$49/mo
IC+ + 25–45 bps
$0.10/txn
$0.03/auth
Eligible for rate optimization
We configure tax/PO/line items so eligible cards qualify for lower interchange.
(Exact quote depends on volume, CP/CNP mix, ticket, MCC risk, & chargeback history.)
Optional add-ons (e.g., 3-D Secure, Account Updater, Tap to Pay, Shopify) are provided under applicable Extension Terms and may carry additional fees.
Run My Savings Review
No obligation. We’ll show you exactly where you’re losing money in 24 hours.
We will get back to you as soon as possible.
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Why PMG Interchange beats flat-rate bundles
Straightforward, no hidden margin
Flat-rate processors bake in big markups. With PMG, you see the true card cost + our small, fixed markup. No smoke and mirrors.
More payments go through
We use bank-level tools: card updater (fixes expired cards), tokenization (secure storage), and smart retries. That means fewer failed charges and more money collected.
Special savings for business & government cards
If you take corporate or government cards, our system automatically adds the extra details Visa/Mastercard require—so you qualify for lower processing costs.
Faster money in your account
Send pay links or invoices in seconds. Customers can pay right away, and you can even add Tap-to-Pay or terminals if you need them later.
Start with your phone. Scale to lanes.
Go live on Tap-to-Pay (iPhone) (Android) today—no reader required. Add terminals as you grow.
Device/OS requirements apply. Need hardware or Android? We’ll recommend the fastest option to keep your 24h go-live on track.
Frequently asked questions
How fast can I start?
As fast as 24 hours for eligible accounts. We handle cutover and testing.
Do you support surcharging?
Yes—credit only (never debit or prepaid), where permitted. We handle brand registration and signage; caps follow brand rules.
What payment methods are supported?
All major cards + Apple Pay/Google Pay + ACH for invoices. Tap-to-Pay on iPhone (hardware-free); Android options available.
Do I need new hardware?
No—start with Tap-to-Pay; add readers/lanes when ready.
Can you migrate saved cards?
Yes. We coordinate token migration and a parallel run to avoid disruption (see Switch Kit steps).
What’s my deposit timing?
Standard T+2 with options for T+1 or instant (eligibility/fees).
Any contracts or cancellation fees?
For PMG’s native gateway, terms are simple monthly with no long-term commitment. If you choose certain acquiring programs, subsidized hardware, or promotional pricing, a fixed term (e.g., up to 36 months) and an early termination fee (up to $500) may apply. We’ll disclose this before signup and include it on your Savings Plan.
Do you charge a gateway fee?
On PMG native rails there’s no gateway fee. If you connect us to a non-native processor, a gateway fee may apply—shown on your quote so you can compare apples to apples.
Provide us with your contact details, we will call you within 24 hours.
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